Industries

Sector-specific AML operational support

We specialise in high-risk regulated sectors where operational AML capacity, quality and oversight directly impact licence stability and growth.

Online Gambling

AML operational challenges: High-volume player onboarding, source-of-funds questioning, ongoing affordability and responsible-gambling overlap with AML monitoring.
Regulatory expectations: MGA, SGA, UKGC, Spelinspektionen and EU AMLD expectations on player due diligence and continuous monitoring.
High-risk exposure: High cash-equivalent exposure, multi-jurisdiction player base, layered deposit/withdrawal patterns.
Staffing pressure: Volatile workloads tied to campaigns and seasonality; difficult to staff in high-cost jurisdictions.
Why outsourcing operational AML helps: Operational AML capacity that flexes with player volumes and campaign cycles, with documented audit trails for the regulator.

AML operational challenges: Travel rule compliance, on-chain analytics review, exposure to mixers and high-risk counterparties.
Regulatory expectations: MiCA, FATF Travel Rule, national CASP/VASP regimes and supervisory expectations on wallet screening.
High-risk exposure: Pseudonymous counterparties, cross-chain flows, sanctioned address exposure.
Staffing pressure: Specialised crypto-AML talent is scarce and expensive in Northern Europe.
Why outsourcing operational AML helps: Crypto-literate analyst capacity supported by your screening and analytics tooling.

AML operational challenges: Merchant due diligence, agent oversight, transaction surveillance across acquiring and processing flows.
Regulatory expectations: PSD2, EBA Guidelines on ML/TF risk factors, national PI regimes.
High-risk exposure: Merchant misuse, transaction laundering, sanctions exposure across corridors.
Staffing pressure: Continuous AML coverage across business hours and weekends.
Why outsourcing operational AML helps: Operational analyst pods that integrate with your KYB, TM and case-management platforms.

AML operational challenges: Customer onboarding at scale, distributor / programme manager oversight, card and IBAN monitoring.
Regulatory expectations: EMD2, PSD2, EBA Guidelines, host-state supervision under freedom of services.
High-risk exposure: Mass-market customer base, prepaid product abuse, mule activity.
Staffing pressure: Scaling AML operations alongside rapid customer growth.
Why outsourcing operational AML helps: Predictable analyst capacity that scales with onboarding pipelines and alert volumes.

AML operational challenges: Balancing user experience with regulator-grade AML execution.
Regulatory expectations: Sector-specific licences, AMLD framework, supervisory dialogue during scale-up.
High-risk exposure: Rapid product iteration outpacing controls; cross-border customer base.
Staffing pressure: AML hiring lags product growth; operational debt accumulates.
Why outsourcing operational AML helps: Outsourced operations that maintain quality during scale-up phases.

AML operational challenges: Counterparty screening, FX corridor risk, sanctions and high-risk jurisdiction exposure.
Regulatory expectations: Wire Transfer Regulation, sanctions regimes (EU, UK, OFAC), national PI/EMI rules.
High-risk exposure: Layering across corridors, sanctions evasion typologies, agent network exposure.
Staffing pressure: 24/7 corridor coverage with multilingual analyst capacity.
Why outsourcing operational AML helps: Specialised analyst capacity aligned to your corridor risk profile.

AML operational challenges: Buyer & seller CDD, source-of-funds tracing on large lump-sum property purchases, beneficial-ownership unwrapping of corporate/trust buyers, cash-payment limit enforcement and SEPBLAC reporting on suspicious transactions.
Regulatory expectations: Ley 10/2010 obliges estate agents, developers, promoters and notaries as sujetos obligados; SEPBLAC supervision, EU AMLD framework and strict Spanish cash-payment caps on real-estate transactions.
High-risk exposure: Costa del Sol, Marbella, Madrid and Barcelona are recognised hotspots for property-based money laundering; high exposure to non-resident buyers, offshore structures, PEPs and sanctioned UBOs.
Staffing pressure: Event-driven workload spikes around closings; agencies and developers rarely have in-house AML capacity to handle CDD/EDD files and SEPBLAC reporting to the required standard.
Why outsourcing operational AML helps: Sector-specific AML execution for Spanish real-estate operators — CDD/EDD files, UBO unwrapping, PEP/sanctions screening and SEPBLAC-ready documentation, run from Málaga in Spanish and English.